Tools

Free interactive tools for HOA and condo boards.

Each tool is designed to return a single concrete output you can screenshot, share with the board, or paste into the association's insurance file. Use them as a starting point before requesting a full coverage review.

Illustration of an HOA master policy document being reviewed against coverage requirements.

HOA Master Policy Compliance Checker

A guided 5-step wizard. Select the lender, state-statute, and CC&R insurance requirements that bind the association, enter the current master policy details, and get a per-requirement compliant, needs-review, gap, or unknown flag.

For

Board members, treasurers, CAMs, and management companies preparing for renewal or a lender review.

Output

A per-requirement compliance report, printable and shareable without an email address.

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Coverage Gap Quiz

Five questions about valuation basis, fidelity bond sizing, D&O limit, loss assessment coverage, and wind deductible awareness. Get a single named coverage gap most likely to surface at first claim.

For

Board members and CAMs who want a quick directional read before the full checker.

Output

One named gap with the endorsement that closes it.

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Master-Policy Limit Sizer

Inputs: door count, region, building height/type, valuation basis. Output: typical property, general liability, and umbrella coverage bands with the rationale behind each range.

For

Boards and CAMs preparing renewal budgets or comparing a broker's proposed limits against a typical range.

Output

Three coverage bands, never a single figure and never a quote.

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Governing-Doc Audit

Paste up to three CC&R or vendor/management-contract clauses. Get a directional verdict on the coverage-obligation architecture: mutual vs. one-way indemnity, capped vs. uncapped, additional-insured required.

For

Boards and CAMs reviewing vendor contracts, management agreements, or developer-turnover documents.

Output

A per-clause verdict plus an overall portfolio risk level. Runs entirely in your browser.

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